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PERSONAL PROPERTY INVENTORIES DESIGNED FOR TIMELY AND EQUITABLE CLAIM SETTLEMENTS

 "RECORDING VISUAL EVIDENCE OF OWNERSHIP, CURRENT CONDITION, AND VALUE" 

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PERSONAL PROPERTY VIDEO DOCUMENTATION

Recording Your Entire Homes' Interior and Exterior including Fine Art, China, Crystal, Rugs, Furniture, Sterling, Jewelry, Antiques, Collectables, Wardrobes, Electronics, Amenities, Landscapes, Pool & Spa, Cars, Boats, Aircraft, including all Household Contents...

PROOF FOR LEGAL/TAX ISSUES

SAFEGUARD  INVESTMENTS

PRESERVE YOUR LEGACY

BUSINESS INVENTORIES 

BREAKING NEWS.....THE NATIONAL OCEANIC AND ATMOSPHERIC ADMINISTRATION (NOAA) HAS PREDICTED AN EXTREMELY ACTIVE 2010 ATLANTIC HURRICANE SEASON WITH A 70% PROBABILITY OF 14 TO 23 NAMED STORMS WITH 8 TO 14 BECOMING HURRICANES...3 TO 7 CATEGORY 3 OR HIGHER...

VIDEO PROPERTY ARCHIVES™ recommended by:

 

SERVING SOUTHWEST, SOUTHEAST,  NORTH CENTRAL,  AND CENTRAL FLORIDA LOCATIONS INCLUDING:

 

Sarasota · Tampa Bay · Naples · Boca Grande · Sanibel/Captiva · FLORIDA KEYS · West Palm Beach · Ft. Lauderdale · Miami · Orlando · GAINESVILLE

Alliance Appraisal Associates, Inc., Sarasota, FL

 

HOMEOWNERS: YOU MUST BE ABLE TO PROVE YOUR LOSSES...

Losing your possessions and not being able to prove ownership, current condition, and value to your insurance company is the essence behind maintaining current video documentation of your real and personal property. Without proper video documentation, receipts or personally scheduled items, your insurance carrier can deny or will severely reduce claim payments based on depreciation schedules or actual cash value for many costly items. 

If disaster should strike and you are without a current comprehensive inventory of your possessions, your adjuster can take several months, even up to a year to piece together the information needed to begin the claims process. With the advantage of a professional video inventory, your initial claim can be submitted within 24 to 48 hours

It also removes the need to pull money away from your investments to recover lost or damaged possessions that weren't replaced by your carrier.

"Our adjusters tell us that they might see one or two home inventories in a year," said Pete Moraga, a spokesman for Allstate Insurance in Los Angeles. That's out of hundreds of claims.  "I can't emphasize enough how important they are," Moraga said. "...it's incredibly difficult to remember everything you had."  Nevertheless, home inventories are rarely done because they're so time consuming. They require recording each and every item of furniture, stick of clothing and family game owned, whether it's in the living room or the basement. Ideally, an inventory should also note the type of construction of the home and any features — like built-in cabinets or granite countertops — that would affect the cost of replacement. [ Los Angeles Times - Kathy M. Kristof,  Journalist ]

Property and Casualty insurance carriers, financial planners, and risk attorneys highly recommend current video documentation for referencing your personal property in the event of a loss.

The aftermath of a hurricane, flood, fire, water pipe break, or burglary is tragic enough without the anxiety of uncertain loss recovery from your insurance company.  Have you considered how much time, effort, and expense it would take, if even possible, to recall and record in detail all the valuable contents and amenities in your home or business?

It's human nature to experience a  heightened level of  stress and be ill-focused following a catastrophic loss. A claims adjuster assisting homeowners following Hurricane Katrina (Cat-5+) in 2006 exclaimed; "Post Disaster loss recall of personal property averages less than 60%". Strikingly, when testing recall of homeowners who did not experience any losses, results revealed they forgot as much as 40%.

CLAIM  SETTLEMENTS  ARE  CLEANER,  FASTER,  AND  LESS  SUBJECTIVE...

You've spent a lifetime 

building your assets...

You have insurance, but where do you begin when

it's time to present the nature and extent of your loss?

Haven't recorded yet?

Don't wait until after a loss...

Front view Florida home, Sarasota Key

Damaged home from Florida Hurricane

Hurricane Katrina  2005 roaring up the west coast of Florida

our  recording  PROCESS  proves  ownership,  property  condition,   and  current  value.

 

SCORES  OF  FLORIDA  HOMEOWNERS  UNCOVER  THE  VOLATILE  EFFECTS OF CHINESE  DRYWALL...

Click to view article

 

MAKE THE MOST OF YOUR INSURANCE DOLLARS 8 Important Tips to Help You Protect Your Personal Assets...

Click to view article

ACCURATE APPRAISALS (CARS, BOATS, CLASSICS - IAAA & USAAP CERTIFIED & BONDED)  Email: accurate_appraisal@yahoo.com

 

"Many of our clients work with Bruce of Video Property Archives to document their home and belongings. This record will certainly be useful in expediting claims settlement after a loss."

-MARSH, An MMC Company
Private Client Services - Naples, Florida

Most Floridians have been placed on tropical storm, flood, or hurricane alert, or have personally experienced one or more of these weather events every year. 

Many insured Florida homeowners have thought about documenting the contents in their home either on paper, by photography or video, usually at the start of each hurricane season. "Most homeowners neglect to prepare proper documentation. They procrastinate, doubting that their possessions will ever be destroyed*"  [Superior Court Justice Blenus Wright]

Lest we forget Hurricanes such as; Andrew (1992 - Cat. 5+), Charley (2004 - Cat. 4), Wilma (2005 - Cat. 4), and Katrina (2006 - Cat 5+)  just to mention a few. Far too many homeowners devastated by the affects of those hurricanes believed the very same way and did not recover as successfully and completely as possible. 

FEMA (Federal Emergency Management Agency),  State & Local Governments, Insurance Carriers, Law offices and News Medias strongly advise all homeowners to: "Document your household contents for insurance purposes before a storm strikes."

 

"I recommend our clients video-document all of their personal belongings. Video Property Archives offers a service that all homeowners should utilize to help execute proper and timely claims."

 

-David Singletary, President

Allstate Insurance Agency Owner - Sarasota, Florida 

  

Principal's  Message: 

Bruce S. Schwartz

Recalling all of your personal property for your insurer would be nearly impossible without a video reference.  It's a very small investment when you consider the peace of mind you will feel knowing that you have a complete and current record of all of your resident possessions. 

Reviewing your new audio/video DVD will illustrate whether or not you are adequately insured for loss.  Moreover, it clearly displays any important assets that should be considered as an addition to the 'scheduled' portion of your contract.  For instance, do you know what your general household content dollar limits and sub-limits are for jewelry, collectables, or fine art? An annual evaluation of your content coverage with your agent is strongly recommended to adjust any inconsistencies.

Should you suffer a  loss, the more accurate and compliant your claim records are, the quicker and cleaner your recovery will be.

Our custom video-recordings reveal an everlasting, permanent legacy for your family and heirs to preserve your lifestyle, heirlooms, and valuables and the stories left behind.

VPA offers an annual update program as part of our ongoing service to keep your asset records as current as possible.

WE  REALIZE  THE  TRUST  INVOLVED  IN  RECORDING   AND   GUARANTEE  YOU  ABSOLUTE  PRIVACY.

"Once a fire destroys possessions, it is difficult to determine true value of the possessions without documentation, which hopefully has not been consumed by the fire. Persons with possessions of above-average value ought to be aware..."[The Honorable Justice Blemus Wright] 

WITHOUT VIDEO DOCUMENTATION, COULD YOU RECALL ALL THE CONTENTS IN YOUR HOME?

 

FOR THE LATEST IN HURRICANE INFORMATION AND TROPICAL WEATHER UPDATES

 

National Oceanic and Atmospheric Administration, United States Department of Commerce

Prominent Meteorologists William Gray and Philip Klotzbach 2010 forecast includes:  a 64 percent chance of at least one major hurricane making landfall on the U.S. coastline during 2010. The last century's average probability was 52 percent.

LATEST  U.S.  PROPERTY  DAMAGE,  LOSS STATISTICS,  AND  ESTIMATES 

  • Every 18 seconds, firefighters respond to a fire alarm in the U.S.

  • Over 400,000 residential home fires were reported in 2009.

  • Termites strike nearly 5 times as many home as fires in the U.S.

  • 90% of Americans live in areas considered seismically active.

Oil Spills........................over $20 Billion

Fire...............................over $7.5 Billion

Flood & Freeze.............over $4.5 Billion

Wind & Hail...................over $4.4 Billion

Burglaries.....................over $3.5 Billion

Earthquakes...................over $15 Billion

Termites........................over $5.0 Billion

Chinese Drywall.............over $15 Billion

  • Burglars break into a house, or condo every 15 seconds. 

  • The FBI estimates 1 in 6 homes will be burglarized in 2010.

  • Police estimates it takes a  burglar less than 60 seconds to break in.

  • Chinese Drywall was used in over 100,000 U.S. homes.

NATURE'S  WRATH  IS  NEITHER  PREDICTABLE  NOR  PREVENTABLE™

Lightning Strike on Mansion - Total Loss

 

Street and store flooding  St. Armands Circle, Sarasota, FL

 

In-home invasion escape

DON'T  WAIT  UNTIL  AFTER  YOU'VE  SUFFERED  A  LOSS...

High Resolution Detail Exact  Detail  Hand-Painted Porcelain Vase

 

Luxury Home Interior

 

 

Lady in blue

 

Gold Rimmed Fine China

Precious Stone & Gold Encrusted Jewelry Box

 

Hand-crafted mahogony and marble table

 

Immaculate Guilded Living Room

Sterling Silver Tea Set

Beautiful Dining Room - Tropical Wood Table and Walls

ENJOY A PEACE OF MIND THAT YOU HAVE VIDEO EVIDENCE OF ALL YOUR PERSONAL BELONGINGS!

 

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Last Updated: July 27, 2010
Webmaster: Bruce S. Schwartz

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