WE PROVIDE PERSONAL PROPERTY VIDEO DOCUMENTATION EXHIBITING OWNERSHIP AND POSSESSION, CURRENT CONDITION AND VALUE.

Interviews

Properties recorded by VPA™

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Video Property Archives™ works with these leading insurance and brokerage companies...

DON'T WAIT UNTIL YOU'VE SUFFERED A LOSS!

 

However, if disaster should strike and you are without a current comprehensive inventory of your possessions, your claim's adjuster; who bases decision making on assumptions and industry standards, can take several months, even up to a year to piece together what is verifiable before the claims process can even begin. With the advantage of a professional video inventory, your claim can be submitted immediately. This is why Insurance companies, risk attorneys, and asset wealth managers urge homeowners to maintain a current and comprehensive video inventory of your home and all of it's contents. A faster and accurate claim recovery also eliminates the need to pull money away from investments to replace lost or damaged possessions.

 

THE NATIONAL ASSOCIATION OF PUBLIC INSURANCE ADJUSTERS (NAPIA)

 

Most policyholders don't realize that the burden of proof rests with them. In fact, you must provide documented proof of ownership to receive a settlement covering the full extent of the loss.

DIVORCE, TRUSTS, WILLS, BANKRUPTCY AND ESTATE SETTLEMENTS...

The settlement of an estate, trust, will, bankruptcy or divorce is just part of the cycle of life.  It is likely you will be faced with one or more of these legal issues. Acquiring a professional video inventory of your personal property now will assist you with the process of property distribution by establishing a time line and trail for asset ownership, possession, condition and value. 

INSURANCE CLAIM SETTLEMENTS

DISASTER LOSS RECOVERY

RESIDENTIAL, CONDOMINIUM

COMMERCIAL PROPERTIES

PERSONAL PROPERTY VIDEO DOCUMENTATION

Recording Your Entire Home's Interior and Exterior including Household Contents & Amenities, Architectural Features, Furniture, Rugs, Fine Art, China, Crystal, Sterling, Jewelry, Antiques, Collectables, Wardrobes,  Electronics, Appliances, Sports Equipment, Utilities, Security System, Wall, Floor & Ceiling Applications, Landscaping, Irrigation, Privacy Walls & Gates, Lighting, Ponds, Pool/Spa & Equipment, Garages, Cars, Aircraft, Watercraft, etc.

TRUST, WILL, DIVORCE

BANKRUPTCY  SETTLEMENTS

CORPORATE, SMALL BUSINESS

ESTATE, MOVING INVENTORIES

SURE,  YOU'RE   PROPERTY  IS  INSURED. . .  IT  GETS  VERY  COSTLY  IN  A  HURRY  IF  YOU  CAN'T  PROVE  YOUR  LOSSES. . .

You've spent a lifetime 

building your assets...

You have insurance, but where do you begin when

it's time to present the nature and extent of your loss?

Haven't recorded yet?

Don't wait until after a loss...

BUILDING  ASSETS  IS  YOUR  RESPONSIBILITY . . . EXHIBITING  OWNERSHIP,  POSSESSION, CURRENT  CONDITION  AND  VALUE  IS  OURS™

 

WHAT ADJUSTERS ARE TELLING US...

Our adjusters tell us they might see one or two home inventories in a year," said Pete Moraga, a spokesperson for Allstate Insurance in Los Angeles. That's out of hundreds of claims.  "I can't emphasize enough how important they are," Moraga said. "...it's incredibly difficult to remember everything you had."  Nevertheless, home inventories are rarely done because they're so time consuming. They require recording each and every item of furniture, stick of clothing and family game owned, whether it's in the living room or the basement. Ideally, an inventory should also note the type of construction of the home and any features — like built-in cabinets or granite countertops — that would affect the cost of replacement. [ Los Angeles Times - Kathy M. Kristof,  Journalist ]

 

YOU SHOULDN'T ACCEPT LESS THAN YOUR INSURANCE POLICY LIMITS...

 

You've made significant purchases during your lifetime...One thing for sure, you have a lot to lose!  The aftermath of a powerful wind event, flood, fire or burglary is traumatic enough without the anxiety of uncertain recovery from your insurance carrier. In the event of a loss, tens of thousands, even hundreds of thousands of claim settlement dollars for lost or badly damaged possessions would be in jeopardy without clear evidence of ownership, possession, current condition and value. Property owners like yourself anticipate and expect a satisfactory recovery. Without proper video documentation, receipts, and personally scheduled item coverage for your costly possessions, your insurance carrier can deny or severely reduce your claim payments based on (ACV) actual cash value, depreciation schedules and their own appraisal process.

"It's human nature to experience a heightened level of stress and be ill-focused following a catastrophic loss. A claims

adjuster assisting homeowners following Hurricane Katrina (Cat-5+) in 2006 exclaimed; Post Disaster loss recall of

personal property averages less than 60%. Strikingly, when testing the recall of homeowners who did not experience

any losses, results revealed they forgot as much as 40%."

"Now that we installed all the hurricane protection we could to our home, your video recording program is the final security addition to our family. Our friends lost everything in hurricane Charley several years ago, and having video evidence of their possessions saved them probably years of painful reconstruction. Their insurance company reviewed the evidence from the VPA recording right there on a laptop in their field office, verified the claims, and they were on their way to reconstruction almost immediately. Most others weren’t so fortunate."

"Now we can sleep easily knowing that in the event of a catastrophe, putting things back together again won’t be the as traumatic as it would without the evidence."

Thanks for the peace of mind!

Construction Solutions International

David R. Lampman, Pres.

General Contractor

Sarasota, Florida  

drl.slatguy@comcast.net

"Many of our clients work with Bruce of Video Property Archives to document their home and belongings. This record will certainly be useful in expediting claims settlements after a loss."

 

 

MARSH USA, An MMC Company

 

Lori Bassano, AAI
Vice President - Private Client Services
Naples, Florida

lori.bassano@marsh.com

  A  BURGLAR  BREAKS  INTO  A  HOUSE,  APARTMENT  OR  CONDOMINIUM  EVERY  15  SECONDS

"Once a fire destroys possessions, it is difficult to determine true value of the possessions without documentation, which hopefully has not been consumed by the fire. Persons with possessions of above-average value ought to be aware"

[The Honorable Justice Blenus Wright]

 EVERY  18  SECONDS,  FIREFIGHTERS  IN  THE  U.S.  RESPOND  TO  A  FIRE  ALARM

Cat 5 Hurricane Katrina, 2005

St. Armand's Circle, Sarasota, FL, 2006

Devastated Florida City, Hurricane Andrew, 1992

 NATURE'S  WRATH  IS  NEITHER  PREDICTABLE  NOR  PREVENTABLE™